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Energy Efficiency Loans

Financing is an Option

NHEC members with excellent payment history can finance Home Performance with ENERGY STAR® project co-payment costs up to $2,000 for up to 24 months. On bill financing is interest free (0%).

  • The loan balance can be paid at any time without penalty
  • Billing will be in equal monthly payments on your electric bill

The balance of the loan becomes due if you move or close your NHEC account.

NHEC also works with a number of lending partners to help support members with financing the cost of Home Performance with ENERGY STAR® or for the installation of qualified heat pumps. Through our Third Party financing option, you can apply for an EfficiencyLoan with any participating lending partner.


  • Loan approval is based solely on the lending institution’s criteria
  • NHEC will buy down the Loan Interest Rate to 2% through one-time payment to the lender
  • Loan amounts up to $15,000 are available
  • Minimum loan amount is $1,000

Residential Energy Efficiency Loan Program

Please fill out the form below to apply.
  • Name * Required
  • Address * Required
  • Enter a dollar amount. Loan amounts may range from $500-$15,000.